1. General Provisions
1.1. This document is a public offer (hereinafter referred to as the "Offer") made by E-TERRA International Institute for Applied Astrology, Parapsychology, and Research into Anomalous Phenomena LLC, a company registered under the laws of the State of Arizona, USA (hereinafter referred to as the "Company"), addressed to any capable individual (hereinafter referred to as the "User") to conclude an agreement under the terms set out below.
1.2. The publication of this Offer on the website [https://e-terra.center] constitutes a public proposal. Acceptance (consent) of the terms of this Agreement occurs at the moment of placing an order and/or making payment for a product or service.

2. Subject of the Agreement
2.1. The Company provides the User with paid access to informational and educational materials, consulting services, electronic and printed publications, as offered through the website and related platforms.
2.2. The services may include:

• access to training modules and courses;
• individual consultations;
• digital products (PDFs, audio, video, etc.);
• physical books and other tangible goods.

3. Service Delivery
3.1. After payment, the User receives access to the selected product or service in accordance with its description on the website.
3.2. Access to the platform or courses may require registration and creation of a personal account.
3.3. The duration of access is specified separately for each module or service.

4. Payment and Refund Policy
4.1. Payments are processed via international payment systems including Stripe, PayPal, Fondy, Wayforpay, Wise, and major bank cards.
4.2. All prices are listed in US dollars unless otherwise indicated.
4.3. Refunds are available within 14 calendar days from the date of purchase, provided that access to the digital product has not been activated or the service has not yet been rendered. If a service has been partially provided, a partial refund may be issued proportionally.
4.4. No refunds are issued for already delivered consultations or digital files (PDFs, e-books, etc.).

5. Rights and Obligations
5.1. The User agrees to:

• provide accurate and complete information during registration;
• refrain from sharing access to their personal account with third parties;
• use the materials solely for personal, non-commercial purposes.

5.2. The Company reserves the right to:

• modify course or product content;
• suspend access in case of violation of this Agreement;
• send informational and service-related notifications.

6. Intellectual Property
6.1. All materials published on the website are protected by copyright and international intellectual property laws.
6.2. Copying, redistribution, or commercial use of any content without written permission from the Company is strictly prohibited.

7. Privacy and Data Protection
7.1. The Company processes personal data in accordance with its Privacy Policy, in compliance with GDPR (EU) and CCPA (California).
7.2. By accepting this Offer, the User consents to the processing of their personal data.

8. Limitation of Liability
8.1. The Company is not responsible for temporary unavailability of the platform due to technical issues beyond its control (e.g., internet outages, hosting failures, third-party service interruptions).
8.2. The Company is not liable for the User’s subjective assessment of course or product quality, as long as the content matches its published description.

9. Governing Law and Dispute Resolution
9.1. This Agreement shall be governed by the laws of the State of Arizona, USA.
9.2. The parties agree to resolve any disputes amicably before seeking legal remedies.

10. Final Provisions
10.1. This Agreement enters into force from the moment the User accepts the Offer and remains valid until all obligations are fulfilled.

10.2. The Company reserves the right to amend this Offer at any time without prior notice. The updated version is published on the website and becomes effective immediately upon publication.